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Why Should You Consider Health Insurance?

A personal health insurance plan can help pay for everyday health care expenses that are not covered under OHIP. They are similar to the benefits that you would receive if you had a benefits plan offered through your employer and can cover health care services such as:

  • Prescription Drug Plan

  • Professional Services (RMT, Chiropractic, Physiotherapy, counselling, etc.)

  • Medical Supplies (e.g. orthotics)

  • Private-Duty Nursing

  • Semi-Private Hospital Coverage

  • Vision Care

  • Dental Care

  • Out-of-Province Travel Insurance

  • Injury and Illness Coverage


There are a range of plans and insurers to choose from. Some require underwriting, while others do not. We are happy to help you choose the best option for your specific needs and budget.

Premiums for your individual health plan are a tax-deductible income tax expense.

Are You Leaving Your Group Benefits Plan?

You have 60 days to convert your current group plan to a conversion plan, without any requirement for medical underwriting. We can help you make all the arrangements.

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